Last updated: September 12, 2026.
These Terms of Use govern access to and use of smartgrowthinvest.com and related SmartGrowthInvest content, tools and services. By using the website, you agree to these Terms to the extent permitted by applicable law.
Educational purpose
SmartGrowthInvest provides general educational and informational material. The site does not provide individualized investment, financial, tax, accounting or legal advice. See our Financial Disclaimer.
Acceptable use
You may use the website for lawful personal or business research purposes. You may not intentionally disrupt the service, bypass security controls, introduce malicious code, scrape the site in a way that materially harms availability, impersonate another person, or use SmartGrowthInvest content for unlawful or deceptive activity.
Intellectual property
Unless otherwise stated, SmartGrowthInvest owns or licenses the website design, original text, graphics, branding, tools and other original materials. Limited quotation and linking may be permitted under applicable law, but substantial republication, resale or systematic reproduction requires permission unless a legal exception applies.
Tools and calculators
Site tools provide simplified educational estimates. Results depend on assumptions and may not reflect taxes, fees, inflation, changing market returns or your personal circumstances.
Third-party links and services
SmartGrowthInvest may link to third-party websites, products and services. We do not control their content, availability, pricing, privacy, security or terms and are not responsible for changes they make after our content is published.
No guarantee of availability or accuracy
We aim to provide useful and accurate information, but we do not guarantee that every page, figure, tool or third-party detail will always be complete, current, error-free or available.
Limitation of liability
To the maximum extent permitted by applicable law, SmartGrowthInvest and its operators are not liable for losses arising solely from reliance on general educational content or estimates where such liability can lawfully be limited. Nothing in these Terms excludes rights or liabilities that cannot legally be excluded.
Changes
We may update the website, services and these Terms. Continued use after updated Terms are published may constitute acceptance where permitted by law.
Applicable law
These Terms are subject to applicable law and any mandatory consumer or privacy protections that apply in the relevant jurisdiction. Nothing in these Terms is intended to remove rights that cannot lawfully be waived.
Contact
Questions about these Terms can be sent to ritikvanved@gmail.com.